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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,094 | $150,447-49.4% | $136,298-44.2% | $147,586-48.4% |
| Participation rate | 75.0% | 84.4%-9.4pp | 81.9%-6.9pp | 82.8%-7.8pp |
| Annual return | 137.78% | 1049.15%-911.4pp | 5156.27%-5018.5pp | 578.59%-440.8pp |
| Employer contribution / active EE | $4,875 | $5,256-7.3% | $4,696+3.8% | $4,8760% |
| Participant deferral / active EE | $6,170 | $6,631-6.9% | $6,247-1.2% | $5,439+13.5% |
| Admin fee / account holder | $20,017 | $10,906+83.5% | $9,244+116.5% | $10,886+83.9% |