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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,412 | $315,200-82.7% | $238,191-77.2% | $155,188-64.9% |
| Participation rate | 57.1% | 82.6%-25.4pp | 77.1%-20.0pp | 80.8%-23.7pp |
| Annual return | 19.38% | 10.25%+9.1pp | 13.02%+6.4pp | 148.84%-129.5pp |
| Employer contribution / active EE | $1,448 | $6,383-77.3% | $5,082-71.5% | $4,248-65.9% |
| Participant deferral / active EE | $2,615 | $8,044-67.5% | $6,726-61.1% | $6,531-60.0% |
| Admin fee / account holder | $685 | $48,031-98.6% | $34,582-98.0% | $14,480-95.3% |