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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,621 | $210,908-81.2% | $153,643-74.2% | $145,884-72.8% |
| Participation rate | 60.0% | 82.1%-22.1pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 14.06% | 13.46%+0.6pp | 15.71%-1.7pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,763 | $6,055-70.9% | $5,039-65.0% | $4,662-62.2% |
| Participant deferral / active EE | $3,922 | $7,976-50.8% | $6,754-41.9% | $6,690-41.4% |
| Admin fee / account holder | $503 | $19,477-97.4% | $12,739-96.1% | $13,392-96.2% |