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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,313 | $88,710-45.5% | $81,783-40.9% | $145,959-66.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.56% | 1027.26%-1021.7pp | 775.05%-769.5pp | 561.95%-556.4pp |
| Employer contribution / active EE | $3,023 | $3,083-1.9% | $2,913+3.8% | $4,661-35.1% |
| Participant deferral / active EE | $7,151 | $4,645+54.0% | $4,320+65.5% | $6,689+6.9% |
| Admin fee / account holder | $2,679 | $8,407-68.1% | $7,380-63.7% | $13,398-80.0% |