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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,974 | $67,396-71.8% | $60,919-68.9% | $134,545-85.9% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.1%-23.1pp | 81.2%-31.2pp |
| Annual return | -16.10% | 50.12%-66.2pp | 16.96%-33.1pp | 418.37%-434.5pp |
| Employer contribution / active EE | $785 | $3,101-74.7% | $2,704-71.0% | $4,742-83.4% |
| Participant deferral / active EE | $1,027 | $4,534-77.4% | $3,814-73.1% | $6,401-84.0% |
| Admin fee / account holder | $1,652 | $4,590-64.0% | $3,228-48.8% | $11,431-85.5% |