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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,092 | $81,696-79.1% | $70,494-75.8% | $158,982-89.2% |
| Participation rate | 52.9% | 77.7%-24.8pp | 75.1%-22.1pp | 82.0%-29.0pp |
| Annual return | 8.19% | 208.70%-200.5pp | 109.16%-101.0pp | 302.99%-294.8pp |
| Employer contribution / active EE | $798 | $3,220-75.2% | $2,738-70.9% | $4,763-83.2% |
| Participant deferral / active EE | $1,138 | $4,558-75.0% | $3,711-69.3% | $5,983-81.0% |
| Admin fee / account holder | $5,956 | $6,200-3.9% | $3,848+54.8% | $11,252-47.1% |