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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,431 | $176,105-77.0% | $159,474-74.6% | $167,536-75.9% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 14.58% | 331.91%-317.3pp | 263.68%-249.1pp | 478.82%-464.2pp |
| Employer contribution / active EE | $4,438 | $5,299-16.2% | $4,831-8.1% | $4,839-8.3% |
| Participant deferral / active EE | $5,457 | $7,751-29.6% | $7,353-25.8% | $6,342-14.0% |
| Admin fee / account holder | $20,955 | $12,559+66.8% | $10,802+94.0% | $12,315+70.2% |