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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,738 | $157,304-72.2% | $141,197-69.0% | $152,909-71.4% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 20.34% | 64.34%-44.0pp | 71.41%-51.1pp | 345.46%-325.1pp |
| Employer contribution / active EE | $2,147 | $5,263-59.2% | $4,736-54.7% | $4,764-54.9% |
| Participant deferral / active EE | $3,365 | $7,111-52.7% | $6,710-49.9% | $5,851-42.5% |
| Admin fee / account holder | $1,503 | $12,126-87.6% | $10,265-85.4% | $11,601-87.0% |