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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,485 | $150,442+68.5% | $136,295+86.0% | $147,585+71.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 8.72% | 1049.09%-1040.4pp | 5155.97%-5147.3pp | 578.56%-569.8pp |
| Employer contribution / active EE | $1,541 | $5,256-70.7% | $4,695-67.2% | $4,876-68.4% |
| Participant deferral / active EE | $7,750 | $6,630+16.9% | $6,247+24.1% | $5,439+42.5% |
| Admin fee / account holder | $1,047 | $10,905-90.4% | $9,243-88.7% | $10,885-90.4% |