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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,901 | $84,518-83.6% | $67,704-79.5% | $125,389-88.9% |
| Participation rate | 83.3% | 74.8%+8.5pp | 67.5%+15.8pp | 83.2%+0.1pp |
| Annual return | 0.00% | 2.57%-2.6pp | 25.41%-25.4pp | 282.24%-282.2pp |
| Employer contribution / active EE | $1,078 | $3,292-67.3% | $2,559-57.9% | $4,866-77.8% |
| Participant deferral / active EE | $1,168 | $4,430-73.6% | $3,585-67.4% | $5,352-78.2% |
| Admin fee / account holder | $2,909 | $5,340-45.5% | $4,255-31.6% | $9,541-69.5% |