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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,380 | $159,978-95.4% | $147,041-95.0% | $145,978-94.9% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.15% | 98.36%-85.2pp | 419.21%-406.1pp | 550.52%-537.4pp |
| Employer contribution / active EE | $1,502 | $5,288-71.6% | $4,935-69.6% | $4,662-67.8% |
| Participant deferral / active EE | $1,676 | $8,429-80.1% | $8,071-79.2% | $6,690-74.9% |
| Admin fee / account holder | $2,247 | $15,053-85.1% | $13,006-82.7% | $13,400-83.2% |