Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,413 | $64,920-31.6% | $103,693-57.2% | $86,983-48.9% |
| Participation rate | 23.4% | 63.6%-40.2pp | 72.6%-49.2pp | 69.5%-46.1pp |
| Annual return | 26.41% | 30.29%-3.9pp | 47.61%-21.2pp | 25.83%+0.6pp |
| Employer contribution / active EE | $0 | $2,141-100.0% | $2,920-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $3,161 | $3,241-2.5% | $4,579-31.0% | $4,194-24.6% |
| Admin fee / account holder | $378 | $6,191-93.9% | $7,858-95.2% | $7,856-95.2% |