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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,667 | $138,114-65.5% | $125,391-62.0% | $134,545-64.6% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | 20.50% | 750.88%-730.4pp | 572.41%-551.9pp | 418.37%-397.9pp |
| Employer contribution / active EE | $6,509 | $5,246+24.1% | $4,816+35.2% | $4,742+37.3% |
| Participant deferral / active EE | $5,728 | $7,801-26.6% | $7,448-23.1% | $6,401-10.5% |
| Admin fee / account holder | $1,523 | $11,570-86.8% | $10,009-84.8% | $11,431-86.7% |