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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,154 | $176,105-77.8% | $159,474-75.4% | $167,536-76.6% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 14.25% | 331.91%-317.7pp | 263.68%-249.4pp | 478.82%-464.6pp |
| Employer contribution / active EE | $2,753 | $5,299-48.1% | $4,831-43.0% | $4,839-43.1% |
| Participant deferral / active EE | $6,140 | $7,751-20.8% | $7,353-16.5% | $6,342-3.2% |
| Admin fee / account holder | $5,069 | $12,559-59.6% | $10,802-53.1% | $12,315-58.8% |