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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,117 | $160,070-56.8% | $147,117-53.0% | $145,897-52.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.59% | 98.69%-86.1pp | 420.54%-408.0pp | 552.29%-539.7pp |
| Employer contribution / active EE | $6,435 | $5,285+21.8% | $4,932+30.5% | $4,663+38.0% |
| Participant deferral / active EE | $7,558 | $8,419-10.2% | $8,065-6.3% | $6,689+13.0% |
| Admin fee / account holder | $613 | $15,035-95.9% | $12,993-95.3% | $13,390-95.4% |