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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,171 | $104,937-85.5% | $84,628-82.1% | $152,897-90.1% |
| Participation rate | 81.0% | 74.8%+6.1pp | 68.2%+12.7pp | 82.5%-1.5pp |
| Annual return | 18.14% | 373.88%-355.7pp | 258.80%-240.7pp | 345.43%-327.3pp |
| Employer contribution / active EE | $6,395 | $3,303+93.6% | $2,653+141.0% | $4,764+34.2% |
| Participant deferral / active EE | $1,721 | $4,690-63.3% | $3,900-55.9% | $5,851-70.6% |
| Admin fee / account holder | $1,835 | $6,243-70.6% | $4,914-62.7% | $11,599-84.2% |