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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,209 | $43,075-64.7% | $74,577-79.6% | $62,881-75.8% |
| Participation rate | 82.9% | 58.1%+24.8pp | 68.1%+14.7pp | 69.3%+13.6pp |
| Annual return | 0.00% | 17.50%-17.5pp | 20.47%-20.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $23,557 | $1,498+1473.0% | $2,525+832.9% | $2,281+932.8% |
| Participant deferral / active EE | $0 | $2,389-100.0% | $3,458-100.0% | $3,203-100.0% |
| Admin fee / account holder | $861 | $2,840-69.7% | $4,138-79.2% | $4,296-79.9% |