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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,859 | $102,635-93.3% | $86,209-92.0% | $139,456-95.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 32.44% | 1923.53%-1891.1pp | 1169.05%-1136.6pp | 373.45%-341.0pp |
| Employer contribution / active EE | $2,079 | $3,034-31.5% | $2,381-12.7% | $4,753-56.3% |
| Participant deferral / active EE | $3,238 | $4,677-30.8% | $3,986-18.8% | $6,711-51.8% |
| Admin fee / account holder | $377 | $8,661-95.7% | $6,853-94.5% | $11,407-96.7% |