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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,803 | $73,978-73.2% | $96,515-79.5% | $75,173-73.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 28.53% | 26.72%+1.8pp | 35.73%-7.2pp | 160.72%-132.2pp |
| Employer contribution / active EE | $2,370 | $2,931-19.1% | $3,740-36.6% | $2,671-11.3% |
| Participant deferral / active EE | $3,911 | $3,660+6.9% | $4,880-19.8% | $4,126-5.2% |
| Admin fee / account holder | $641 | $5,219-87.7% | $6,735-90.5% | $5,651-88.7% |