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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,394 | $72,273-80.1% | $101,275-85.8% | $79,856-82.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 36.66% | 22.30%+14.4pp | 46.48%-9.8pp | 31.71%+4.9pp |
| Employer contribution / active EE | $2,291 | $2,691-14.9% | $3,660-37.4% | $2,471-7.3% |
| Participant deferral / active EE | $4,884 | $3,282+48.8% | $4,371+11.7% | $3,741+30.6% |
| Admin fee / account holder | $822 | $4,401-81.3% | $5,948-86.2% | $5,306-84.5% |