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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,777 | $102,595-94.4% | $94,057-93.9% | $154,746-96.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 16.26% | 583.42%-567.2pp | 480.62%-464.4pp | 172.34%-156.1pp |
| Employer contribution / active EE | $1,389 | $3,147-55.9% | $2,933-52.6% | $4,379-68.3% |
| Participant deferral / active EE | $1,712 | $5,118-66.6% | $4,709-63.7% | $6,730-74.6% |
| Admin fee / account holder | $779 | $7,736-89.9% | $7,244-89.2% | $14,365-94.6% |