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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,523 | $106,918-90.2% | $84,021-87.5% | $152,897-93.1% |
| Participation rate | 50.0% | 75.2%-25.2pp | 69.0%-19.0pp | 82.5%-32.5pp |
| Annual return | 30.89% | 105.01%-74.1pp | 71.32%-40.4pp | 345.43%-314.5pp |
| Employer contribution / active EE | $807 | $2,735-70.5% | $1,984-59.3% | $4,764-83.1% |
| Participant deferral / active EE | $3,603 | $4,012-10.2% | $3,239+11.2% | $5,851-38.4% |
| Admin fee / account holder | $224 | $8,288-97.3% | $6,102-96.3% | $11,599-98.1% |