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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,062 | $124,346-95.9% | $111,308-95.5% | $167,536-97.0% |
| Participation rate | 90.9% | 79.6%+11.3pp | 77.3%+13.6pp | 82.1%+8.8pp |
| Annual return | 10.87% | 37.45%-26.6pp | 54.67%-43.8pp | 478.82%-467.9pp |
| Employer contribution / active EE | $974 | $3,437-71.7% | $2,732-64.4% | $4,839-79.9% |
| Participant deferral / active EE | $2,323 | $5,182-55.2% | $4,487-48.2% | $6,342-63.4% |
| Admin fee / account holder | $800 | $10,621-92.5% | $7,965-90.0% | $12,315-93.5% |