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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,108 | $112,131-96.3% | $95,964-95.7% | $158,982-97.4% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.7pp |
| Annual return | 15.11% | 171.19%-156.1pp | 91.64%-76.5pp | 302.99%-287.9pp |
| Employer contribution / active EE | $1,331 | $3,199-58.4% | $2,541-47.6% | $4,763-72.1% |
| Participant deferral / active EE | $1,618 | $4,784-66.2% | $4,167-61.2% | $5,983-73.0% |
| Admin fee / account holder | $874 | $10,136-91.4% | $6,797-87.1% | $11,252-92.2% |