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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,214 | $102,624-56.9% | $86,200-48.7% | $139,427-68.3% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 11.95% | 1922.69%-1910.7pp | 1168.58%-1156.6pp | 373.27%-361.3pp |
| Employer contribution / active EE | $3,202 | $3,033+5.6% | $2,381+34.5% | $4,752-32.6% |
| Participant deferral / active EE | $12,983 | $4,676+177.6% | $3,986+225.7% | $6,711+93.5% |
| Admin fee / account holder | $3,167 | $8,658-63.4% | $6,853-53.8% | $11,404-72.2% |