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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,123 | $169,336+142.2% | $129,384+217.0% | $145,884+181.1% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 11.38% | 14408.70%-14397.3pp | 9461.77%-9450.4pp | 551.85%-540.5pp |
| Employer contribution / active EE | $18,869 | $5,540+240.6% | $4,153+354.3% | $4,662+304.7% |
| Participant deferral / active EE | $10,345 | $4,985+107.5% | $4,166+148.3% | $6,690+54.6% |
| Admin fee / account holder | $0 | $9,912-100.0% | $7,686-100.0% | $13,392-100.0% |