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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,123 | $169,161+142.4% | $129,295+217.2% | $145,959+181.0% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 11.38% | 14348.07%-14336.7pp | 9429.28%-9417.9pp | 561.95%-550.6pp |
| Employer contribution / active EE | $18,869 | $5,543+240.4% | $4,157+353.9% | $4,661+304.9% |
| Participant deferral / active EE | $10,345 | $4,989+107.3% | $4,169+148.1% | $6,689+54.7% |
| Admin fee / account holder | $0 | $9,878-100.0% | $7,665-100.0% | $13,398-100.0% |