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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,317 | $110,307-42.6% | $96,576-34.4% | $139,456-54.6% |
| Participation rate | 37.5% | 78.1%-40.6pp | 76.0%-38.5pp | 80.3%-42.8pp |
| Annual return | 18.65% | 26.40%-7.8pp | 25.87%-7.2pp | 373.45%-354.8pp |
| Employer contribution / active EE | $1,774 | $3,619-51.0% | $2,965-40.2% | $4,753-62.7% |
| Participant deferral / active EE | $2,868 | $5,547-48.3% | $4,851-40.9% | $6,711-57.3% |
| Admin fee / account holder | $481 | $11,597-95.9% | $8,253-94.2% | $11,407-95.8% |