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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,961 | $82,678-26.3% | $125,391-51.4% | $68,490-11.0% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | -15.67% | -5.97%-9.7pp | 572.41%-588.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $625 | $3,382-81.5% | $4,816-87.0% | $2,597-75.9% |
| Participant deferral / active EE | $5,805 | $6,111-5.0% | $7,448-22.1% | $4,028+44.1% |
| Admin fee / account holder | $1,430 | $6,277-77.2% | $10,009-85.7% | $5,403-73.5% |