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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,266 | $124,346-66.8% | $111,306-62.9% | $167,553-75.4% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 16.73% | 37.46%-20.7pp | 54.67%-37.9pp | 478.89%-462.2pp |
| Employer contribution / active EE | $5,231 | $3,438+52.2% | $2,732+91.5% | $4,840+8.1% |
| Participant deferral / active EE | $2,467 | $5,182-52.4% | $4,488-45.0% | $6,343-61.1% |
| Admin fee / account holder | $526 | $10,623-95.0% | $7,966-93.4% | $12,316-95.7% |