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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,171 | $103,393-80.5% | $87,103-76.8% | $152,909-86.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 24.00% | 28.10%-4.1pp | 28.19%-4.2pp | 345.46%-321.5pp |
| Employer contribution / active EE | $2,126 | $3,221-34.0% | $2,521-15.7% | $4,764-55.4% |
| Participant deferral / active EE | $5,797 | $4,778+21.3% | $4,049+43.2% | $5,851-0.9% |
| Admin fee / account holder | $1,061 | $12,195-91.3% | $7,491-85.8% | $11,601-90.9% |