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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,330 | $93,117-90.0% | $77,096-87.9% | $134,532-93.1% |
| Participation rate | 41.7% | 74.5%-32.8pp | 67.9%-26.3pp | 81.2%-39.6pp |
| Annual return | -19.63% | 62.67%-82.3pp | 42.35%-62.0pp | 418.27%-437.9pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,748 | $5,241-66.6% | $4,429-60.5% | $6,401-72.7% |
| Admin fee / account holder | $56 | $6,948-99.2% | $5,428-99.0% | $11,429-99.5% |