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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,041 | $289,211+16.2% | $260,467+29.0% | $198,609+69.2% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 33.83% | 112.90%-79.1pp | 100.60%-66.8pp | 202.70%-168.9pp |
| Employer contribution / active EE | $3,790 | $4,663-18.7% | $4,239-10.6% | $5,055-25.0% |
| Participant deferral / active EE | $14,325 | $6,812+110.3% | $6,319+126.7% | $6,977+105.3% |
| Admin fee / account holder | $1,489 | $16,236-90.8% | $15,461-90.4% | $19,030-92.2% |