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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,218 | $105,929-58.3% | $81,716-45.9% | $158,966-72.2% |
| Participation rate | 85.7% | 75.6%+10.1pp | 72.0%+13.7pp | 82.0%+3.8pp |
| Annual return | 24.73% | 38.19%-13.5pp | 29.49%-4.8pp | 302.95%-278.2pp |
| Employer contribution / active EE | $1,337 | $7,802-82.9% | $4,310-69.0% | $4,762-71.9% |
| Participant deferral / active EE | $4,312 | $13,007-66.8% | $7,108-39.3% | $5,983-27.9% |
| Admin fee / account holder | $1,209 | $8,492-85.8% | $5,159-76.6% | $11,250-89.3% |