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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,054 | $103,392-82.5% | $87,104-79.3% | $152,897-88.2% |
| Participation rate | 81.8% | 79.4%+2.5pp | 76.9%+4.9pp | 82.5%-0.6pp |
| Annual return | 26.12% | 28.10%-2.0pp | 28.19%-2.1pp | 345.43%-319.3pp |
| Employer contribution / active EE | $1,616 | $3,221-49.8% | $2,521-35.9% | $4,764-66.1% |
| Participant deferral / active EE | $4,616 | $4,778-3.4% | $4,048+14.0% | $5,851-21.1% |
| Admin fee / account holder | $551 | $12,194-95.5% | $7,491-92.7% | $11,599-95.3% |