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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,292 | $202,345-90.0% | $172,755-88.3% | $152,885-86.7% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 22.61% | 1029.77%-1007.2pp | 802.94%-780.3pp | 345.39%-322.8pp |
| Employer contribution / active EE | $1,388 | $5,858-76.3% | $5,144-73.0% | $4,763-70.9% |
| Participant deferral / active EE | $5,456 | $5,948-8.3% | $5,198+5.0% | $5,851-6.7% |
| Admin fee / account holder | $673 | $17,111-96.1% | $13,955-95.2% | $11,598-94.2% |