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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,180 | $180,459-90.5% | $154,108-88.9% | $135,380-87.3% |
| Participation rate | 60.0% | 87.4%-27.4pp | 83.0%-23.0pp | 82.6%-22.6pp |
| Annual return | -15.60% | 888.21%-903.8pp | 735.21%-750.8pp | 519.81%-535.4pp |
| Employer contribution / active EE | $1,624 | $6,035-73.1% | $5,298-69.4% | $4,779-66.0% |
| Participant deferral / active EE | $6,129 | $5,806+5.6% | $5,081+20.6% | $5,609+9.3% |
| Admin fee / account holder | $65 | $16,145-99.6% | $13,411-99.5% | $10,828-99.4% |