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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,956 | $183,592-20.5% | $155,574-6.2% | $145,877+0.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.67% | 61.37%-46.7pp | 64.87%-50.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $3,731 | $5,317-29.8% | $4,676-20.2% | $4,663-20.0% |
| Participant deferral / active EE | $19,452 | $6,466+200.8% | $5,629+245.5% | $6,691+190.7% |
| Admin fee / account holder | $40,402 | $19,316+109.2% | $15,914+153.9% | $13,402+201.5% |