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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,956 | $183,539-20.5% | $155,556-6.2% | $145,8970% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.67% | 61.31%-46.6pp | 64.84%-50.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $3,731 | $5,315-29.8% | $4,675-20.2% | $4,663-20.0% |
| Participant deferral / active EE | $19,452 | $6,467+200.8% | $5,631+245.5% | $6,689+190.8% |
| Admin fee / account holder | $40,402 | $19,275+109.6% | $15,885+154.3% | $13,390+201.7% |