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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,609 | $138,102-61.9% | $125,381-58.0% | $134,532-60.9% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -21.34% | 750.73%-772.1pp | 572.31%-593.6pp | 418.27%-439.6pp |
| Employer contribution / active EE | $3,368 | $5,245-35.8% | $4,815-30.1% | $4,741-29.0% |
| Participant deferral / active EE | $15,833 | $7,801+103.0% | $7,448+112.6% | $6,401+147.4% |
| Admin fee / account holder | $891 | $11,568-92.3% | $10,007-91.1% | $11,429-92.2% |