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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,272 | $157,276-67.4% | $141,177-63.7% | $152,885-66.5% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 29.17% | 64.33%-35.2pp | 71.40%-42.2pp | 345.39%-316.2pp |
| Employer contribution / active EE | $2,418 | $5,262-54.0% | $4,736-48.9% | $4,763-49.2% |
| Participant deferral / active EE | $6,291 | $7,110-11.5% | $6,710-6.2% | $5,851+7.5% |
| Admin fee / account holder | $4,261 | $12,123-64.8% | $10,263-58.5% | $11,598-63.3% |