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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,811 | $217,427-70.2% | $185,837-65.1% | $167,518-61.3% |
| Participation rate | 33.3% | 86.0%-52.7pp | 81.7%-48.4pp | 82.1%-48.8pp |
| Annual return | 10.65% | 148.39%-137.7pp | 122.08%-111.4pp | 478.71%-468.1pp |
| Employer contribution / active EE | $3,867 | $5,874-34.2% | $5,168-25.2% | $4,838-20.1% |
| Participant deferral / active EE | $8,667 | $6,357+36.3% | $5,568+55.6% | $6,342+36.7% |
| Admin fee / account holder | $32,996 | $19,816+66.5% | $16,241+103.2% | $12,312+168.0% |