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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,748 | $157,276-35.9% | $141,177-28.6% | $152,885-34.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.80% | 64.33%-42.5pp | 71.40%-49.6pp | 345.39%-323.6pp |
| Employer contribution / active EE | $9,656 | $5,262+83.5% | $4,736+103.9% | $4,763+102.7% |
| Participant deferral / active EE | $7,951 | $7,110+11.8% | $6,710+18.5% | $5,851+35.9% |
| Admin fee / account holder | $754 | $12,123-93.8% | $10,263-92.6% | $11,598-93.5% |