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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,056 | $92,219+139.7% | $76,766+188.0% | $135,382+63.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -5.54% | 5.46%-11.0pp | 2.43%-8.0pp | 519.77%-525.3pp |
| Employer contribution / active EE | $13,077 | $3,216+306.6% | $2,485+426.2% | $4,779+173.6% |
| Participant deferral / active EE | $8,775 | $4,508+94.6% | $3,851+127.8% | $5,609+56.5% |
| Admin fee / account holder | $20,537 | $10,749+91.1% | $6,675+207.7% | $10,829+89.7% |