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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,628 | $103,000-73.2% | $90,300-69.4% | $152,885-81.9% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 12.48% | 95.19%-82.7pp | 78.11%-65.6pp | 345.39%-332.9pp |
| Employer contribution / active EE | $2,529 | $3,138-19.4% | $2,854-11.4% | $4,763-46.9% |
| Participant deferral / active EE | $3,758 | $4,281-12.2% | $3,884-3.3% | $5,851-35.8% |
| Admin fee / account holder | $0 | $6,173-100.0% | $5,353-100.0% | $11,598-100.0% |