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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $27,874 |
CETERA ADVISOR NETWORKS LLC2+ years Filed as: CETERA ADVISOR NETWORKS INSURANCE S Service code 49 · EIN 33-0232417 | Other Services | $0 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,334 | $75,183-70.3% | $123,894-82.0% | $55,167-59.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 81.4%+18.6pp | 69.0%+31.0pp |
| Annual return | 15.59% | 19.01%-3.4pp | 47.52%-31.9pp | 169.23%-153.6pp |
| Employer contribution / active EE | $1,580 | $2,823-44.0% | $4,617-65.8% | $1,963-19.5% |
| Participant deferral / active EE | $5,412 | $5,084+6.4% | $5,984-9.6% | $3,054+77.2% |
| Admin fee / account holder | $147 | $663-77.8% | $8,357-98.2% | $504-70.9% |