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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,312 | $165,399-81.7% | $149,745-79.8% | $158,982-80.9% |
| Participation rate | 81.3% | 84.6%-3.3pp | 82.5%-1.2pp | 82.0%-0.7pp |
| Annual return | 12.16% | 348.34%-336.2pp | 276.72%-264.6pp | 302.99%-290.8pp |
| Employer contribution / active EE | $1,800 | $5,105-64.7% | $4,646-61.2% | $4,763-62.2% |
| Participant deferral / active EE | $6,257 | $7,183-12.9% | $6,843-8.6% | $5,983+4.6% |
| Admin fee / account holder | $491 | $10,811-95.5% | $9,312-94.7% | $11,252-95.6% |