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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,821 | $157,304-88.7% | $141,197-87.4% | $152,909-88.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | -40.65% | 64.34%-105.0pp | 71.41%-112.1pp | 345.46%-386.1pp |
| Employer contribution / active EE | $1,727 | $5,263-67.2% | $4,736-63.5% | $4,764-63.7% |
| Participant deferral / active EE | $4,688 | $7,111-34.1% | $6,710-30.1% | $5,851-19.9% |
| Admin fee / account holder | $7,054 | $12,126-41.8% | $10,265-31.3% | $11,601-39.2% |