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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,869 | $68,394-41.7% | $94,672-57.9% | $75,177-47.0% |
| Participation rate | 95.0% | 76.1%+18.9pp | 80.8%+14.2pp | 67.2%+27.8pp |
| Annual return | 69.71% | 616.92%-547.2pp | 156.89%-87.2pp | 160.75%-91.0pp |
| Employer contribution / active EE | $4,219 | $2,701+56.2% | $3,673+14.9% | $2,671+58.0% |
| Participant deferral / active EE | $6,174 | $6,536-5.5% | $7,417-16.8% | $4,126+49.6% |
| Admin fee / account holder | $1,377 | $5,326-74.1% | $7,222-80.9% | $5,651-75.6% |