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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,900 | $77,472-22.7% | $100,415-40.3% | $80,959-26.0% |
| Participation rate | 97.0% | 76.9%+20.0pp | 81.5%+15.5pp | 67.7%+29.3pp |
| Annual return | 16.16% | 37.26%-21.1pp | 49.47%-33.3pp | 35.67%-19.5pp |
| Employer contribution / active EE | $6,101 | $2,800+117.9% | $3,943+54.7% | $2,757+121.3% |
| Participant deferral / active EE | $9,859 | $6,818+44.6% | $8,091+21.8% | $4,300+129.3% |
| Admin fee / account holder | $2,849 | $5,885-51.6% | $7,906-64.0% | $6,925-58.9% |