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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,094 | $115,796-16.2% | $101,264-4.1% | $158,950-38.9% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 10.61% | 56.15%-45.5pp | 46.48%-35.9pp | 302.91%-292.3pp |
| Employer contribution / active EE | $2,733 | $4,175-34.5% | $3,660-25.3% | $4,762-42.6% |
| Participant deferral / active EE | $11,900 | $4,958+140.0% | $4,370+172.3% | $5,983+98.9% |
| Admin fee / account holder | $26,818 | $7,247+270.1% | $5,947+351.0% | $11,248+138.4% |