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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,224 | $123,155+100.7% | $108,753+127.3% | $155,188+59.3% |
| Participation rate | 90.0% | 75.6%+14.4pp | 71.1%+18.9pp | 80.8%+9.2pp |
| Annual return | 19.35% | 44.73%-25.4pp | 37.47%-18.1pp | 148.84%-129.5pp |
| Employer contribution / active EE | $14,274 | $2,811+407.8% | $2,427+488.3% | $4,248+236.0% |
| Participant deferral / active EE | $11,432 | $4,623+147.3% | $4,115+177.8% | $6,531+75.0% |
| Admin fee / account holder | $1,494 | $12,126-87.7% | $10,320-85.5% | $14,480-89.7% |